A severe injury can result in lost time from work, ongoing medical expenses, permanent disability, and other losses that can significantly affect the rest of a victim’s life. Our library articles guide injury victims through their claims, helping them understand their liability, learn how to gather evidence, and navigate the complexities of a personal injury case.
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"Illegal use" of alcohol insurance exclusion does not apply to illegal conduct following legal alcohol useInsurance policies often exclude from coverage injuries caused by illegal use of alcohol; this is not the same as illegal conduct after legal alcohol use
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Fibromyalgia and Disability Insurance BenefitsFibromyalgia is recognized as a real disease and one that renders individuals suffering from it unable to continue working and entitled to disability benefits.
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Cigna Sued for Cheating Policyholders On Prescription Co-PaysLexington, Kentucky insurance lawyer Robert Abell on a lawsuit charging Cigna with cheating policyholders on prescription payments.
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Has Reliance Standard Denied Your Disability Insurance Benefits Claim Based on a Mental Disorder or Condition?Lexington, Kentucky disability lawyer Robert Abell examines cases where Reliance Standard has used a mental disorder to deny a claim based on physical problems.
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Do Insurance Companies Create Crises to Boost Their Profits?A study released by Americans for Insurance Reform argues that insurance companies periodically create crises to boost their profits.
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Recovery of Accidental Death Benefits
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Are life insurance benefits payable where death results from accidentally running a stop sign? Since an ordinary person would characterize running a stop sign as an accident, life insurance benefits payable for an accidental death must be paid.When are accidental death life insurance benefits payable? When death results from some circumstance or event that an ordinary person would characterize as an accident. Lexington, Kentucky insurance lawyer Robert Abell can help you where an insurance company is wrongfully denying a claim for benefits.
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Uninsured Motorist (UM) Benefits May Be Recovered In Work Death Kentucky Court of Appeals Rules In State Farm v. SlusherThe importance of uninsured motorist (UM) coverage is shown in this case, State Farm v. Slusher, where the Kentucky Court of Appeals ruled that the family of a man killed in a work accident could recover UM benefits.
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What are the Insurance companies' "Tricks of the Trade?"The American Association for Justice (AAJ) has followed up its report The Ten Worst Insurance Companies in America; How They Raise Premiums, Deny Claims, and Refuse Insurance to Those Who Need It Most with a further report, this one detailing the insurance companies' most common ways and means to keep from paying claims.